Contained in this report i have used a diagnosis towards the impact one kinship interactions ranging from MFIs and you will cosigners features to your financing repayment.
Away from univariate detailed analytics researching consumers which have and you will instead cosigners, we have noticed your one or two kinds would nearly an identical with respect to fees rates. However, it is reasonably likely that such as for example research comes from particular form of endogeneity, such as the chances of the financial institution asking riskier customers in order to possess a good cosigner. Continue reading “Rates show one to cosigned fund have a tendency to default reduced apparently, even though the perception is quite weakened”